Get an indicative view of your borrowing capacity.
Use this simple calculator to explore how income, expenses, debts and an assumed interest rate may affect a rough estimate.
Eligibility & serviceability calculator
Enter monthly expenses and repayments, and annual gross income.
Important: This is a simplified educational estimate, not a lender serviceability assessment, pre-approval or credit decision. It excludes taxes, fees, dependants, lender assessment buffers, loan-specific rules and many other factors. Actual borrowing capacity and refinance eligibility may be materially different. Do not rely on this estimate to make a financial decision. Speak with a qualified mortgage professional.